Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,874,000 | 120,321,000 | 117,936,000 | 123,666,000 |
| Total loans | 54,398,000 | 55,120,000 | 58,022,000 | 58,494,000 |
| Allowance for loan losses | 633,000 | 642,000 | 578,000 | 584,000 |
| Securities available for sale | 54,052,000 | 56,390,000 | 49,975,000 | 48,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,531,000 | 110,066,000 | 107,447,000 | 113,318,000 |
| Interest-bearing deposits | 95,627,000 | 95,022,000 | 93,864,000 | 97,061,000 |
| Noninterest-bearing deposits | 12,904,000 | 15,044,000 | 13,583,000 | 16,257,000 |
| Equity capital | 10,743,000 | 9,313,000 | 9,736,000 | 9,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,004,000 | 3,003,000 | 4,035,000 |
| Interest expense | 59,000 | 115,000 | 168,000 | 217,000 |
| Net interest income | 938,000 | 1,889,000 | 2,835,000 | 3,818,000 |
| Noninterest income | 149,000 | 315,000 | 484,000 | 762,000 |
| Noninterest expense | 799,000 | 1,564,000 | 2,349,000 | 3,220,000 |
| Provision for loan losses | 5,000 | 11,000 | 17,000 | 25,000 |
| Pretax income | 283,000 | 629,000 | 984,000 | 1,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 629,000 | 984,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,158,000 | 10,344,000 | 10,606,000 | 10,867,000 |
| Total capital | 10,791,000 | 10,986,000 | 11,184,000 | 11,451,000 |
| Risk-weighted assets | 66,732,000 | 67,264,000 | 69,225,000 | 70,018,000 |