Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,486,000 | 117,781,000 | 118,687,000 | 119,326,000 |
| Total loans | 55,932,000 | 58,382,000 | 57,326,000 | 56,416,000 |
| Allowance for loan losses | 634,000 | 645,000 | 606,000 | 617,000 |
| Securities available for sale | 44,869,000 | 43,563,000 | 47,507,000 | 53,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,314,000 | 107,132,000 | 107,421,000 | 106,950,000 |
| Interest-bearing deposits | 91,870,000 | 94,303,000 | 95,145,000 | 92,888,000 |
| Noninterest-bearing deposits | 11,444,000 | 12,829,000 | 12,276,000 | 14,062,000 |
| Equity capital | 9,542,000 | 9,974,000 | 10,491,000 | 10,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,188,000 | 3,257,000 | 4,308,000 |
| Interest expense | 84,000 | 165,000 | 246,000 | 320,000 |
| Net interest income | 993,000 | 2,023,000 | 3,011,000 | 3,988,000 |
| Noninterest income | 172,000 | 335,000 | 509,000 | 678,000 |
| Noninterest expense | 818,000 | 1,572,000 | 2,327,000 | 3,128,000 |
| Provision for loan losses | 6,000 | 13,000 | 24,000 | 31,000 |
| Pretax income | 341,000 | 773,000 | 1,177,000 | 1,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 773,000 | 1,177,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,184,000 | 9,358,000 | 9,647,000 | 9,875,000 |
| Total capital | 9,818,000 | 10,003,000 | 10,253,000 | 10,492,000 |
| Risk-weighted assets | 65,367,000 | 68,001,000 | 67,982,000 | 67,739,000 |