Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,539,000 | 106,990,000 | 108,589,000 | 112,340,000 |
| Total loans | 53,885,000 | 54,518,000 | 54,178,000 | 54,916,000 |
| Allowance for loan losses | 600,000 | 607,000 | 611,000 | 614,000 |
| Securities available for sale | 34,324,000 | 37,156,000 | 40,844,000 | 40,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,472,000 | 97,216,000 | 98,849,000 | 102,344,000 |
| Interest-bearing deposits | 87,362,000 | 88,527,000 | 85,752,000 | 88,811,000 |
| Noninterest-bearing deposits | 7,110,000 | 8,689,000 | 13,097,000 | 13,533,000 |
| Equity capital | 8,188,000 | 8,690,000 | 8,991,000 | 9,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,155,000 | 3,249,000 | 4,364,000 |
| Interest expense | 146,000 | 286,000 | 414,000 | 503,000 |
| Net interest income | 924,000 | 1,869,000 | 2,835,000 | 3,861,000 |
| Noninterest income | 143,000 | 297,000 | 449,000 | 600,000 |
| Noninterest expense | 829,000 | 1,637,000 | 2,406,000 | 3,194,000 |
| Provision for loan losses | -149,000 | -143,000 | -136,000 | -128,000 |
| Pretax income | 387,000 | 672,000 | 1,014,000 | 1,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 672,000 | 1,014,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,308,000 | 8,383,000 | 8,606,000 | 8,843,000 |
| Total capital | 8,908,000 | 8,990,000 | 9,217,000 | 9,457,000 |
| Risk-weighted assets | 57,831,000 | 58,887,000 | 61,193,000 | 63,863,000 |