Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,995,000 | 94,189,000 | 96,396,000 | 100,638,000 |
| Total loans | 56,421,000 | 57,030,000 | 57,422,000 | 55,739,000 |
| Allowance for loan losses | 544,000 | 533,000 | 520,000 | 523,000 |
| Securities available for sale | 23,870,000 | 24,545,000 | 26,019,000 | 28,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,933,000 | 85,661,000 | 87,221,000 | 91,895,000 |
| Interest-bearing deposits | 76,350,000 | 78,737,000 | 80,000,000 | 83,474,000 |
| Noninterest-bearing deposits | 6,583,000 | 6,924,000 | 7,221,000 | 8,421,000 |
| Equity capital | 7,506,000 | 7,797,000 | 8,009,000 | 7,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,146,000 | 3,242,000 | 4,340,000 |
| Interest expense | 184,000 | 364,000 | 531,000 | 682,000 |
| Net interest income | 878,000 | 1,782,000 | 2,711,000 | 3,658,000 |
| Noninterest income | 153,000 | 323,000 | 456,000 | 622,000 |
| Noninterest expense | 715,000 | 1,468,000 | 2,218,000 | 3,011,000 |
| Provision for loan losses | 29,000 | 46,000 | 64,000 | 80,000 |
| Pretax income | 287,000 | 591,000 | 885,000 | 1,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 591,000 | 885,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,537,000 | 7,716,000 | 7,921,000 |
| Total capital | 7,988,000 | 8,070,000 | 8,236,000 | 8,444,000 |
| Risk-weighted assets | 55,080,000 | 56,879,000 | 57,863,000 | 57,730,000 |