Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,332,000 | 81,898,000 | 85,129,000 | 90,265,000 |
| Total loans | 52,903,000 | 52,601,000 | 55,147,000 | 55,648,000 |
| Allowance for loan losses | 429,000 | 509,000 | 519,000 | 508,000 |
| Securities available for sale | 15,080,000 | 17,041,000 | 17,730,000 | 20,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,933,000 | 74,181,000 | 76,795,000 | 82,493,000 |
| Interest-bearing deposits | 66,829,000 | 67,312,000 | 70,170,000 | 74,895,000 |
| Noninterest-bearing deposits | 7,104,000 | 6,869,000 | 6,625,000 | 7,598,000 |
| Equity capital | 6,773,000 | 6,965,000 | 7,272,000 | 7,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,096,000 | 3,146,000 | 4,200,000 |
| Interest expense | 255,000 | 482,000 | 696,000 | 900,000 |
| Net interest income | 804,000 | 1,614,000 | 2,450,000 | 3,300,000 |
| Noninterest income | 164,000 | 337,000 | 491,000 | 622,000 |
| Noninterest expense | 785,000 | 1,601,000 | 2,314,000 | 3,097,000 |
| Provision for loan losses | 10,000 | -203,000 | -200,000 | -184,000 |
| Pretax income | 173,000 | 553,000 | 827,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 553,000 | 827,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,713,000 | 6,939,000 | 7,128,000 | 7,158,000 |
| Total capital | 7,142,000 | 7,448,000 | 7,647,000 | 7,666,000 |
| Risk-weighted assets | 50,460,000 | 49,842,000 | 52,266,000 | 54,335,000 |