Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,740,000 | 70,692,000 | 71,101,000 | 72,421,000 |
| Total loans | 48,247,000 | 48,841,000 | 50,210,000 | 49,221,000 |
| Allowance for loan losses | 336,000 | 354,000 | 369,000 | 389,000 |
| Securities available for sale | 16,393,000 | 13,922,000 | 11,780,000 | 11,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,613,000 | 61,422,000 | 64,109,000 | 65,391,000 |
| Interest-bearing deposits | 55,824,000 | 53,205,000 | 55,217,000 | 56,759,000 |
| Noninterest-bearing deposits | 9,789,000 | 8,217,000 | 8,892,000 | 8,632,000 |
| Equity capital | 5,739,000 | 5,310,000 | 5,521,000 | 5,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,034,000 | 3,094,000 | 4,198,000 |
| Interest expense | 275,000 | 585,000 | 940,000 | 1,338,000 |
| Net interest income | 741,000 | 1,449,000 | 2,154,000 | 2,860,000 |
| Noninterest income | 188,000 | 363,000 | 540,000 | 704,000 |
| Noninterest expense | 722,000 | 1,411,000 | 2,125,000 | 2,785,000 |
| Provision for loan losses | 21,000 | 44,000 | 64,000 | 86,000 |
| Pretax income | 189,000 | 360,000 | 508,000 | 696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 360,000 | 508,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,957,000 | 5,542,000 | 5,628,000 | 5,761,000 |
| Total capital | 6,293,000 | 5,896,000 | 5,997,000 | 6,150,000 |
| Risk-weighted assets | 46,803,000 | 48,705,000 | 47,858,000 | 47,688,000 |