Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,479,000 | 77,220,000 | 74,899,000 | 74,534,000 |
| Total loans | 47,949,000 | 48,960,000 | 49,769,000 | 49,576,000 |
| Allowance for loan losses | 473,000 | 481,000 | 497,000 | 321,000 |
| Securities available for sale | 19,568,000 | 19,670,000 | 17,711,000 | 16,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,204,000 | 69,538,000 | 66,708,000 | 67,676,000 |
| Interest-bearing deposits | 61,726,000 | 59,704,000 | 56,352,000 | 57,213,000 |
| Noninterest-bearing deposits | 8,478,000 | 9,834,000 | 10,356,000 | 10,463,000 |
| Equity capital | 6,092,000 | 6,328,000 | 6,386,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,007,000 | 2,977,000 | 4,018,000 |
| Interest expense | 235,000 | 471,000 | 711,000 | 966,000 |
| Net interest income | 759,000 | 1,536,000 | 2,266,000 | 3,052,000 |
| Noninterest income | 91,000 | 231,000 | 417,000 | 591,000 |
| Noninterest expense | 636,000 | 1,294,000 | 2,016,000 | 2,710,000 |
| Provision for loan losses | 7,000 | 21,000 | 42,000 | 1,055,000 |
| Pretax income | 207,000 | 452,000 | 614,000 | -133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 452,000 | 614,000 | -133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,352,000 | 6,475,000 | 6,575,000 | 5,829,000 |
| Total capital | 6,825,000 | 6,956,000 | 7,072,000 | 6,150,000 |
| Risk-weighted assets | 48,081,000 | 49,674,000 | 48,640,000 | 48,107,000 |