Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,490,000 | 62,918,000 | 64,676,000 | 65,758,000 |
| Total loans | 43,537,000 | 45,075,000 | 45,877,000 | 44,734,000 |
| Allowance for loan losses | 416,000 | 432,000 | 442,000 | 451,000 |
| Securities available for sale | 10,146,000 | 11,276,000 | 11,025,000 | 11,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,142,000 | 57,583,000 | 58,733,000 | 59,761,000 |
| Interest-bearing deposits | 46,444,000 | 49,330,000 | 50,366,000 | 51,236,000 |
| Noninterest-bearing deposits | 7,698,000 | 8,253,000 | 8,367,000 | 8,525,000 |
| Equity capital | 4,763,000 | 4,985,000 | 5,291,000 | 5,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,987,000 | 3,030,000 | 4,056,000 |
| Interest expense | 304,000 | 605,000 | 907,000 | 1,195,000 |
| Net interest income | 679,000 | 1,382,000 | 2,123,000 | 2,861,000 |
| Noninterest income | 80,000 | 162,000 | 248,000 | 340,000 |
| Noninterest expense | 516,000 | 1,058,000 | 1,597,000 | 2,275,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 226,000 | 451,000 | 721,000 | 855,000 |
| Income tax | 4,000 | 9,000 | 16,000 | 22,000 |
| Net income | 222,000 | 442,000 | 705,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,736,000 | 4,840,000 | 5,042,000 | 5,080,000 |
| Total capital | 5,152,000 | 5,272,000 | 5,484,000 | 5,531,000 |
| Risk-weighted assets | 37,618,000 | 39,163,000 | 40,392,000 | 40,375,000 |