Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,043,000 | 54,812,000 | 59,651,000 | 58,836,000 |
| Total loans | 39,385,000 | 40,236,000 | 41,980,000 | 42,301,000 |
| Allowance for loan losses | 400,000 | 408,000 | 390,000 | 401,000 |
| Securities available for sale | 7,324,000 | 7,859,000 | 9,137,000 | 10,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,550,000 | 50,048,000 | 54,577,000 | 53,638,000 |
| Interest-bearing deposits | 41,646,000 | 42,581,000 | 46,879,000 | 46,430,000 |
| Noninterest-bearing deposits | 6,904,000 | 7,467,000 | 7,698,000 | 7,208,000 |
| Equity capital | 4,262,000 | 4,317,000 | 4,479,000 | 4,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,969,000 | 2,977,000 | 4,004,000 |
| Interest expense | 437,000 | 850,000 | 1,256,000 | 1,608,000 |
| Net interest income | 530,000 | 1,119,000 | 1,721,000 | 2,396,000 |
| Noninterest income | 65,000 | 141,000 | 214,000 | 285,000 |
| Noninterest expense | 487,000 | 994,000 | 1,489,000 | 2,006,000 |
| Provision for loan losses | 9,000 | 18,000 | 32,000 | 50,000 |
| Pretax income | 99,000 | 248,000 | 414,000 | 625,000 |
| Income tax | 0 | 0 | 0 | -2,000 |
| Net income | 99,000 | 248,000 | 414,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,185,000 | 4,239,000 | 4,358,000 | 4,513,000 |
| Total capital | 4,585,000 | 4,647,000 | 4,748,000 | 4,914,000 |
| Risk-weighted assets | 34,779,000 | 35,450,000 | 37,157,000 | 37,561,000 |