Call reports 2008
1ST CENTENNIAL BANK — 2008
What 1ST CENTENNIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 715,231,000 | 762,106,000 | 938,214,000 | 797,959,000 |
| Total loans | 524,668,000 | 544,260,000 | 532,076,000 | 508,917,000 |
| Allowance for loan losses | 6,317,000 | 9,936,000 | 21,907,000 | 32,140,000 |
| Securities available for sale | 127,531,000 | 124,349,000 | 148,702,000 | 167,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,332,000 | 543,768,000 | 712,811,000 | 678,570,000 |
| Interest-bearing deposits | 390,095,000 | 435,110,000 | 628,292,000 | 589,577,000 |
| Noninterest-bearing deposits | 105,237,000 | 108,658,000 | 84,519,000 | 88,993,000 |
| Equity capital | 61,299,000 | 57,538,000 | 41,845,000 | 11,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,343,000 | 20,891,000 | 30,258,000 | 39,318,000 |
| Interest expense | 4,450,000 | 7,737,000 | 12,383,000 | 18,380,000 |
| Net interest income | 6,893,000 | 13,154,000 | 17,875,000 | 20,938,000 |
| Noninterest income | 1,111,000 | 2,026,000 | 2,996,000 | 5,174,000 |
| Noninterest expense | 5,142,000 | 10,790,000 | 17,421,000 | 28,371,000 |
| Provision for loan losses | 5,105,000 | 11,305,000 | 36,205,000 | 56,455,000 |
| Pretax income | -2,113,000 | -6,647,000 | -32,468,000 | -55,286,000 |
| Income tax | -963,000 | -2,946,000 | -13,360,000 | -5,284,000 |
| Net income | -1,150,000 | -3,701,000 | -19,108,000 | -50,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,412,000 | 52,976,000 | 37,943,000 | 7,201,000 |
| Total capital | 62,168,000 | 60,103,000 | 45,018,000 | 14,026,000 |
| Risk-weighted assets | 540,132,000 | 566,597,000 | 550,427,000 | 519,879,000 |