Call reports 2006
1ST CENTENNIAL BANK — 2006
What 1ST CENTENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 480,280,000 | 490,770,000 | 539,318,000 | 550,672,000 |
| Total loans | 397,624,000 | 416,596,000 | 431,563,000 | 431,941,000 |
| Allowance for loan losses | 5,848,000 | 5,845,000 | 5,837,000 | 5,741,000 |
| Securities available for sale | 11,141,000 | 17,274,000 | 58,854,000 | 72,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,346,000 | 433,270,000 | 448,779,000 | 457,956,000 |
| Interest-bearing deposits | 313,245,000 | 322,185,000 | 335,007,000 | 345,309,000 |
| Noninterest-bearing deposits | 111,101,000 | 111,085,000 | 113,772,000 | 112,647,000 |
| Equity capital | 52,011,000 | 54,060,000 | 56,688,000 | 58,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,969,000 | 18,795,000 | 29,126,000 | 40,736,000 |
| Interest expense | 2,044,000 | 4,452,000 | 7,384,000 | 10,981,000 |
| Net interest income | 6,925,000 | 14,343,000 | 21,742,000 | 29,755,000 |
| Noninterest income | 1,190,000 | 1,807,000 | 2,401,000 | 3,021,000 |
| Noninterest expense | 4,178,000 | 8,423,000 | 12,359,000 | 16,577,000 |
| Provision for loan losses | 465,000 | 620,000 | 820,000 | 1,320,000 |
| Pretax income | 3,472,000 | 7,107,000 | 10,964,000 | 14,882,000 |
| Income tax | 1,399,000 | 2,847,000 | 4,362,000 | 5,890,000 |
| Net income | 2,073,000 | 4,260,000 | 6,602,000 | 8,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,772,000 | 49,962,000 | 52,310,000 | 53,701,000 |
| Total capital | 53,041,000 | 55,592,000 | 58,197,000 | 59,691,000 |
| Risk-weighted assets | 419,986,000 | 449,276,000 | 470,048,000 | 478,538,000 |