Call reports 2002
1ST CENTENNIAL BANK — 2002
What 1ST CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,412,000 | 202,130,000 | 199,085,000 | 207,724,000 |
| Total loans | 73,811,000 | 139,677,000 | 138,917,000 | 142,884,000 |
| Allowance for loan losses | 925,000 | 1,592,000 | 1,670,000 | 1,772,000 |
| Securities available for sale | 13,643,000 | 30,146,000 | 27,780,000 | 32,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,852,000 | 180,110,000 | 174,690,000 | 185,074,000 |
| Interest-bearing deposits | 76,359,000 | 131,498,000 | 123,062,000 | 129,348,000 |
| Noninterest-bearing deposits | 33,493,000 | 48,612,000 | 51,628,000 | 55,726,000 |
| Equity capital | 7,877,000 | 19,779,000 | 20,377,000 | 20,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 7,048,000 | 10,759,000 | 14,492,000 |
| Interest expense | 330,000 | 1,146,000 | 1,583,000 | 2,091,000 |
| Net interest income | 1,837,000 | 5,902,000 | 9,176,000 | 12,401,000 |
| Noninterest income | 528,000 | 1,150,000 | 1,779,000 | 2,424,000 |
| Noninterest expense | 1,917,000 | 5,488,000 | 8,377,000 | 11,194,000 |
| Provision for loan losses | 71,000 | 161,000 | 307,000 | 477,000 |
| Pretax income | 377,000 | 1,403,000 | 2,271,000 | 3,154,000 |
| Income tax | 112,000 | 456,000 | 760,000 | 1,061,000 |
| Net income | 265,000 | 947,000 | 1,511,000 | 2,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,805,000 | 15,199,000 | 15,770,000 | 16,356,000 |
| Total capital | 8,799,000 | 16,987,000 | 17,631,000 | 18,289,000 |
| Risk-weighted assets | 79,482,000 | 143,053,000 | 148,856,000 | 154,521,000 |