Call reports 2001
1ST CENTENNIAL BANK — 2001
What 1ST CENTENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 103,855,000 | 109,074,000 | 112,168,000 | 116,872,000 |
| Total loans | 62,565,000 | 67,637,000 | 72,089,000 | 79,627,000 |
| Allowance for loan losses | 713,000 | 699,000 | 776,000 | 858,000 |
| Securities available for sale | 9,168,000 | 13,077,000 | 16,087,000 | 14,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,991,000 | 101,087,000 | 103,877,000 | 105,117,000 |
| Interest-bearing deposits | 67,557,000 | 71,472,000 | 71,629,000 | 73,380,000 |
| Noninterest-bearing deposits | 28,434,000 | 29,615,000 | 32,248,000 | 31,737,000 |
| Equity capital | 6,955,000 | 7,218,000 | 7,434,000 | 7,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,462,000 | 6,656,000 | 8,824,000 |
| Interest expense | 636,000 | 1,191,000 | 1,703,000 | 2,080,000 |
| Net interest income | 1,595,000 | 3,271,000 | 4,953,000 | 6,744,000 |
| Noninterest income | 329,000 | 757,000 | 1,290,000 | 1,858,000 |
| Noninterest expense | 1,613,000 | 3,281,000 | 4,934,000 | 6,841,000 |
| Provision for loan losses | 20,000 | 50,000 | 250,000 | 335,000 |
| Pretax income | 292,000 | 698,000 | 1,060,000 | 1,442,000 |
| Income tax | 97,000 | 240,000 | 364,000 | 491,000 |
| Net income | 195,000 | 458,000 | 696,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,908,000 | 7,169,000 | 7,282,000 | 7,540,000 |
| Total capital | 7,773,000 | 8,045,000 | 8,172,000 | 8,508,000 |
| Risk-weighted assets | 71,807,000 | 75,761,000 | 80,310,000 | 84,731,000 |