Call report 2018Q4
WEST SHORE BANK — 2018Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 449,936,000 | USD | evidence → |
| Total loans | 323,984,000 | USD | evidence → |
| Allowance for loan losses | 3,032,000 | USD | evidence → |
| Securities available for sale | 85,237,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,944,000 | USD | evidence → |
| Interest-bearing deposits | 295,739,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,205,000 | USD | evidence → |
| Equity capital | 39,701,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,038,000 | USD | evidence → |
| Interest expense | 2,157,000 | USD | evidence → |
| Net interest income | 14,881,000 | USD | evidence → |
| Noninterest income | 4,789,000 | USD | evidence → |
| Noninterest expense | 16,102,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,536,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 3,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,390,000 | USD | evidence → |
| Total capital | 41,422,000 | USD | evidence → |
| Risk-weighted assets | 323,240,000 | USD | evidence → |