Call report 2013Q4
WEST SHORE BANK — 2013Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,868,000 | USD | evidence → |
| Total loans | 236,193,000 | USD | evidence → |
| Allowance for loan losses | 2,982,000 | USD | evidence → |
| Securities available for sale | 112,853,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 308,413,000 | USD | evidence → |
| Interest-bearing deposits | 274,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,292,000 | USD | evidence → |
| Equity capital | 31,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,538,000 | USD | evidence → |
| Interest expense | 2,387,000 | USD | evidence → |
| Net interest income | 12,151,000 | USD | evidence → |
| Noninterest income | 2,437,000 | USD | evidence → |
| Noninterest expense | 10,963,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 2,864,000 | USD | evidence → |
| Income tax | 503,000 | USD | evidence → |
| Net income | 2,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,907,000 | USD | evidence → |
| Total capital | 34,857,000 | USD | evidence → |
| Risk-weighted assets | 236,003,000 | USD | evidence → |