Call report 2012Q2
WEST SHORE BANK — 2012Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,917,000 | USD | evidence → |
| Total loans | 216,496,000 | USD | evidence → |
| Allowance for loan losses | 2,894,000 | USD | evidence → |
| Securities available for sale | 83,628,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,038,000 | USD | evidence → |
| Interest-bearing deposits | 233,896,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,142,000 | USD | evidence → |
| Equity capital | 31,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,492,000 | USD | evidence → |
| Interest expense | 1,504,000 | USD | evidence → |
| Net interest income | 5,988,000 | USD | evidence → |
| Noninterest income | 1,424,000 | USD | evidence → |
| Noninterest expense | 5,293,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 1,443,000 | USD | evidence → |
| Income tax | 265,000 | USD | evidence → |
| Net income | 1,178,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,175,000 | USD | evidence → |
| Total capital | 32,870,000 | USD | evidence → |
| Risk-weighted assets | 215,410,000 | USD | evidence → |