Call report 2011Q4
WEST SHORE BANK — 2011Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,237,000 | USD | evidence → |
| Total loans | 217,743,000 | USD | evidence → |
| Allowance for loan losses | 2,812,000 | USD | evidence → |
| Securities available for sale | 79,052,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 264,551,000 | USD | evidence → |
| Interest-bearing deposits | 236,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,801,000 | USD | evidence → |
| Equity capital | 31,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,107,000 | USD | evidence → |
| Interest expense | 3,552,000 | USD | evidence → |
| Net interest income | 11,555,000 | USD | evidence → |
| Noninterest income | 2,330,000 | USD | evidence → |
| Noninterest expense | 9,638,000 | USD | evidence → |
| Provision for loan losses | 1,713,000 | USD | evidence → |
| Pretax income | 2,534,000 | USD | evidence → |
| Income tax | 519,000 | USD | evidence → |
| Net income | 2,015,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,540,000 | USD | evidence → |
| Total capital | 32,170,000 | USD | evidence → |
| Risk-weighted assets | 210,238,000 | USD | evidence → |