Call report 2006Q4
WEST SHORE BANK — 2006Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,831,000 | USD | evidence → |
| Total loans | 219,509,000 | USD | evidence → |
| Allowance for loan losses | 2,449,000 | USD | evidence → |
| Securities available for sale | 60,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,090,000 | USD | evidence → |
| Interest-bearing deposits | 226,676,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,414,000 | USD | evidence → |
| Equity capital | 27,185,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,649,000 | USD | evidence → |
| Interest expense | 9,218,000 | USD | evidence → |
| Net interest income | 9,431,000 | USD | evidence → |
| Noninterest income | 1,615,000 | USD | evidence → |
| Noninterest expense | 7,372,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,225,000 | USD | evidence → |
| Income tax | 658,000 | USD | evidence → |
| Net income | 2,567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,639,000 | USD | evidence → |
| Total capital | 30,088,000 | USD | evidence → |
| Risk-weighted assets | 207,041,000 | USD | evidence → |