Call report 2006Q2
WEST SHORE BANK — 2006Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,451,000 | USD | evidence → |
| Total loans | 222,450,000 | USD | evidence → |
| Allowance for loan losses | 2,816,000 | USD | evidence → |
| Securities available for sale | 66,631,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,896,000 | USD | evidence → |
| Interest-bearing deposits | 218,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,747,000 | USD | evidence → |
| Equity capital | 25,506,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,004,000 | USD | evidence → |
| Interest expense | 4,211,000 | USD | evidence → |
| Net interest income | 4,793,000 | USD | evidence → |
| Noninterest income | 791,000 | USD | evidence → |
| Noninterest expense | 3,833,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,527,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 1,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,826,000 | USD | evidence → |
| Total capital | 29,475,000 | USD | evidence → |
| Risk-weighted assets | 211,789,000 | USD | evidence → |