Call report 2002Q1
WEST SHORE BANK — 2002Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,737,000 | USD | evidence → |
| Total loans | 157,275,000 | USD | evidence → |
| Allowance for loan losses | 2,042,000 | USD | evidence → |
| Securities available for sale | 34,618,000 | USD | evidence → |
| Securities held to maturity | 14,578,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,633,000 | USD | evidence → |
| Interest-bearing deposits | 165,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,365,000 | USD | evidence → |
| Equity capital | 18,397,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,826,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 2,014,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 1,525,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 718,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,181,000 | USD | evidence → |
| Total capital | 20,212,000 | USD | evidence → |
| Risk-weighted assets | 162,581,000 | USD | evidence → |