Call reports 2013
SIMMONS FIRST BANK OF SEARCY — 2013
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,597,000 | 155,474,000 | 160,429,000 | 151,871,000 |
| Total loans | 94,550,000 | 98,140,000 | 97,062,000 | 98,327,000 |
| Allowance for loan losses | 1,696,000 | 1,672,000 | 1,722,000 | 1,689,000 |
| Securities available for sale | 4,784,000 | 4,651,000 | 4,623,000 | 5,567,000 |
| Securities held to maturity | 20,156,000 | 20,207,000 | 19,875,000 | 20,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,851,000 | 124,514,000 | 128,574,000 | 115,866,000 |
| Interest-bearing deposits | 96,639,000 | 98,543,000 | 99,951,000 | 92,490,000 |
| Noninterest-bearing deposits | 25,212,000 | 25,971,000 | 28,623,000 | 23,376,000 |
| Equity capital | 15,228,000 | 15,262,000 | 15,298,000 | 15,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,815,000 | 4,208,000 | 5,601,000 |
| Interest expense | 222,000 | 437,000 | 646,000 | 852,000 |
| Net interest income | 1,191,000 | 2,378,000 | 3,562,000 | 4,749,000 |
| Noninterest income | 508,000 | 1,030,000 | 1,551,000 | 2,026,000 |
| Noninterest expense | 1,095,000 | 2,256,000 | 3,373,000 | 4,551,000 |
| Provision for loan losses | 34,000 | 6,000 | 44,000 | 92,000 |
| Pretax income | 570,000 | 1,146,000 | 1,696,000 | 2,132,000 |
| Income tax | 162,000 | 325,000 | 479,000 | 589,000 |
| Net income | 408,000 | 821,000 | 1,217,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,554,000 | 12,710,000 | 12,805,000 | 12,923,000 |
| Total capital | 13,802,000 | 14,002,000 | 14,074,000 | 14,206,000 |
| Risk-weighted assets | 99,368,000 | 102,933,000 | 101,040,000 | 102,147,000 |