Call reports 2012
SIMMONS FIRST BANK OF SEARCY — 2012
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,860,000 | 153,340,000 | 157,090,000 | 152,248,000 |
| Total loans | 96,521,000 | 97,034,000 | 96,164,000 | 95,356,000 |
| Allowance for loan losses | 1,642,000 | 1,629,000 | 1,673,000 | 1,643,000 |
| Securities available for sale | 4,996,000 | 5,002,000 | 7,007,000 | 4,792,000 |
| Securities held to maturity | 18,820,000 | 19,467,000 | 23,465,000 | 20,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,026,000 | 117,661,000 | 121,405,000 | 116,466,000 |
| Interest-bearing deposits | 98,416,000 | 96,057,000 | 97,802,000 | 93,507,000 |
| Noninterest-bearing deposits | 23,610,000 | 21,604,000 | 23,603,000 | 22,959,000 |
| Equity capital | 18,917,000 | 19,024,000 | 19,203,000 | 15,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,137,000 | 4,679,000 | 6,152,000 |
| Interest expense | 293,000 | 561,000 | 811,000 | 1,050,000 |
| Net interest income | 1,308,000 | 2,576,000 | 3,868,000 | 5,102,000 |
| Noninterest income | 537,000 | 1,052,000 | 1,625,000 | 2,223,000 |
| Noninterest expense | 1,129,000 | 2,268,000 | 3,349,000 | 4,444,000 |
| Provision for loan losses | 68,000 | 139,000 | 210,000 | 231,000 |
| Pretax income | 648,000 | 1,221,000 | 1,934,000 | 2,650,000 |
| Income tax | 190,000 | 349,000 | 562,000 | 776,000 |
| Net income | 458,000 | 872,000 | 1,372,000 | 1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,069,000 | 16,214,000 | 16,432,000 | 12,375,000 |
| Total capital | 17,321,000 | 17,481,000 | 17,699,000 | 13,637,000 |
| Risk-weighted assets | 99,666,000 | 100,947,000 | 100,848,000 | 100,506,000 |