Call reports 2011
SIMMONS FIRST BANK OF SEARCY — 2011
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,411,000 | 153,786,000 | 154,156,000 | 145,701,000 |
| Total loans | 101,341,000 | 101,966,000 | 99,234,000 | 99,686,000 |
| Allowance for loan losses | 1,725,000 | 1,765,000 | 1,634,000 | 1,623,000 |
| Securities available for sale | 2,002,000 | 6,005,000 | 3,005,000 | 4,993,000 |
| Securities held to maturity | 17,748,000 | 19,289,000 | 16,957,000 | 18,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,193,000 | 121,823,000 | 121,809,000 | 112,226,000 |
| Interest-bearing deposits | 101,851,000 | 102,829,000 | 102,335,000 | 92,894,000 |
| Noninterest-bearing deposits | 18,342,000 | 18,994,000 | 19,474,000 | 19,332,000 |
| Equity capital | 18,346,000 | 18,509,000 | 18,667,000 | 18,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,459,000 | 5,180,000 | 6,885,000 |
| Interest expense | 396,000 | 773,000 | 1,129,000 | 1,452,000 |
| Net interest income | 1,363,000 | 2,686,000 | 4,051,000 | 5,433,000 |
| Noninterest income | 453,000 | 961,000 | 1,508,000 | 2,072,000 |
| Noninterest expense | 1,013,000 | 1,968,000 | 2,941,000 | 3,992,000 |
| Provision for loan losses | 52,000 | 129,000 | 202,000 | 261,000 |
| Pretax income | 751,000 | 1,550,000 | 2,416,000 | 3,252,000 |
| Income tax | 230,000 | 481,000 | 756,000 | 1,018,000 |
| Net income | 521,000 | 1,069,000 | 1,660,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,328,000 | 15,531,000 | 15,730,000 | 15,899,000 |
| Total capital | 16,647,000 | 16,845,000 | 17,003,000 | 17,169,000 |
| Risk-weighted assets | 105,009,000 | 104,638,000 | 101,426,000 | 101,219,000 |