Call reports 2010
SIMMONS FIRST BANK OF SEARCY — 2010
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 148,667,000 | 152,646,000 | 151,506,000 | 151,880,000 |
| Total loans | 105,011,000 | 107,874,000 | 109,540,000 | 106,972,000 |
| Allowance for loan losses | 1,623,000 | 1,690,000 | 1,766,000 | 1,639,000 |
| Securities available for sale | 6,819,000 | 3,847,000 | 2,824,000 | 3,004,000 |
| Securities held to maturity | 14,415,000 | 17,943,000 | 17,730,000 | 17,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,906,000 | 117,488,000 | 118,201,000 | 118,985,000 |
| Interest-bearing deposits | 98,197,000 | 100,280,000 | 100,334,000 | 98,797,000 |
| Noninterest-bearing deposits | 16,709,000 | 17,208,000 | 17,868,000 | 20,188,000 |
| Equity capital | 17,763,000 | 17,884,000 | 18,093,000 | 18,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,680,000 | 5,596,000 | 7,465,000 |
| Interest expense | 467,000 | 908,000 | 1,350,000 | 1,766,000 |
| Net interest income | 1,359,000 | 2,772,000 | 4,246,000 | 5,699,000 |
| Noninterest income | 497,000 | 1,075,000 | 1,669,000 | 2,255,000 |
| Noninterest expense | 1,011,000 | 2,054,000 | 3,065,000 | 4,085,000 |
| Provision for loan losses | 82,000 | 174,000 | 252,000 | 340,000 |
| Pretax income | 763,000 | 1,619,000 | 2,598,000 | 3,529,000 |
| Income tax | 235,000 | 536,000 | 840,000 | 1,139,000 |
| Net income | 528,000 | 1,083,000 | 1,758,000 | 2,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,505,000 | 14,714,000 | 14,979,000 | 15,146,000 |
| Total capital | 15,851,000 | 16,108,000 | 16,378,000 | 16,522,000 |
| Risk-weighted assets | 107,372,000 | 111,182,000 | 111,523,000 | 109,797,000 |