Call reports 2009
SIMMONS FIRST BANK OF SEARCY — 2009
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 146,551,000 | 142,960,000 | 149,231,000 | 149,732,000 |
| Total loans | 103,286,000 | 107,610,000 | 109,109,000 | 107,643,000 |
| Allowance for loan losses | 1,477,000 | 1,513,000 | 1,571,000 | 1,544,000 |
| Securities available for sale | 8,652,000 | 1,841,000 | 1,855,000 | 3,816,000 |
| Securities held to maturity | 13,541,000 | 16,654,000 | 16,108,000 | 14,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,968,000 | 108,370,000 | 113,839,000 | 113,771,000 |
| Interest-bearing deposits | 99,515,000 | 93,461,000 | 97,941,000 | 97,692,000 |
| Noninterest-bearing deposits | 15,453,000 | 14,909,000 | 15,899,000 | 16,078,000 |
| Equity capital | 17,299,000 | 17,340,000 | 17,493,000 | 17,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,741,000 | 5,661,000 | 7,553,000 |
| Interest expense | 680,000 | 1,255,000 | 1,780,000 | 2,299,000 |
| Net interest income | 1,218,000 | 2,486,000 | 3,881,000 | 5,254,000 |
| Noninterest income | 561,000 | 1,135,000 | 1,723,000 | 2,279,000 |
| Noninterest expense | 1,045,000 | 2,230,000 | 3,312,000 | 4,366,000 |
| Provision for loan losses | 67,000 | 150,000 | 229,000 | 298,000 |
| Pretax income | 667,000 | 1,241,000 | 2,063,000 | 2,869,000 |
| Income tax | 202,000 | 367,000 | 624,000 | 878,000 |
| Net income | 465,000 | 874,000 | 1,439,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,842,000 | 13,949,000 | 14,133,000 | 14,288,000 |
| Total capital | 15,166,000 | 15,300,000 | 15,509,000 | 15,660,000 |
| Risk-weighted assets | 105,691,000 | 107,837,000 | 109,849,000 | 109,542,000 |