Call reports 2008
SIMMONS FIRST BANK OF SEARCY — 2008
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,585,000 | 163,302,000 | 156,111,000 | 151,601,000 |
| Total loans | 105,311,000 | 103,442,000 | 101,618,000 | 105,381,000 |
| Allowance for loan losses | 1,465,000 | 1,447,000 | 1,492,000 | 1,504,000 |
| Securities available for sale | 10,011,000 | 21,636,000 | 17,602,000 | 9,827,000 |
| Securities held to maturity | 10,069,000 | 10,069,000 | 10,759,000 | 11,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,873,000 | 130,036,000 | 121,878,000 | 120,496,000 |
| Interest-bearing deposits | 106,944,000 | 114,549,000 | 106,519,000 | 104,948,000 |
| Noninterest-bearing deposits | 13,929,000 | 15,487,000 | 15,359,000 | 15,548,000 |
| Equity capital | 16,927,000 | 16,807,000 | 16,866,000 | 17,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,449,000 | 6,566,000 | 8,654,000 |
| Interest expense | 1,135,000 | 2,265,000 | 3,301,000 | 4,184,000 |
| Net interest income | 1,111,000 | 2,184,000 | 3,265,000 | 4,470,000 |
| Noninterest income | 415,000 | 858,000 | 1,302,000 | 1,747,000 |
| Noninterest expense | 908,000 | 1,847,000 | 2,795,000 | 3,730,000 |
| Provision for loan losses | 45,000 | 95,000 | 164,000 | 222,000 |
| Pretax income | 573,000 | 1,100,000 | 1,608,000 | 2,265,000 |
| Income tax | 181,000 | 342,000 | 488,000 | 689,000 |
| Net income | 392,000 | 758,000 | 1,120,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,191,000 | 12,272,000 | 12,374,000 | 13,645,000 |
| Total capital | 13,549,000 | 13,630,000 | 13,698,000 | 14,985,000 |
| Risk-weighted assets | 108,428,000 | 108,493,000 | 105,661,000 | 106,979,000 |