Call reports 2007
SIMMONS FIRST BANK OF SEARCY — 2007
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,151,000 | 139,750,000 | 145,617,000 | 142,185,000 |
| Total loans | 102,002,000 | 102,766,000 | 105,886,000 | 103,065,000 |
| Allowance for loan losses | 1,689,000 | 1,603,000 | 1,445,000 | 1,446,000 |
| Securities available for sale | 7,193,000 | 7,188,000 | 12,231,000 | 7,327,000 |
| Securities held to maturity | 12,070,000 | 12,070,000 | 12,070,000 | 12,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,163,000 | 111,645,000 | 114,930,000 | 112,031,000 |
| Interest-bearing deposits | 98,502,000 | 97,454,000 | 101,590,000 | 98,350,000 |
| Noninterest-bearing deposits | 13,661,000 | 14,191,000 | 13,340,000 | 13,681,000 |
| Equity capital | 18,387,000 | 18,553,000 | 18,922,000 | 19,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,178,000 | 6,434,000 | 8,716,000 |
| Interest expense | 1,065,000 | 2,160,000 | 3,282,000 | 4,414,000 |
| Net interest income | 961,000 | 2,018,000 | 3,152,000 | 4,302,000 |
| Noninterest income | 365,000 | 787,000 | 1,196,000 | 1,587,000 |
| Noninterest expense | 957,000 | 1,918,000 | 2,854,000 | 3,768,000 |
| Provision for loan losses | 60,000 | 124,000 | 18,000 | 16,000 |
| Pretax income | 309,000 | 763,000 | 1,476,000 | 2,105,000 |
| Income tax | 80,000 | 216,000 | 443,000 | 647,000 |
| Net income | 229,000 | 547,000 | 1,033,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,855,000 | 14,024,000 | 14,349,000 | 14,511,000 |
| Total capital | 15,153,000 | 15,317,000 | 15,693,000 | 15,817,000 |
| Risk-weighted assets | 103,357,000 | 103,093,000 | 107,365,000 | 104,303,000 |