Call reports 2006
SIMMONS FIRST BANK OF SEARCY — 2006
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,397,000 | 134,798,000 | 141,910,000 | 138,575,000 |
| Total loans | 95,242,000 | 96,014,000 | 98,191,000 | 97,426,000 |
| Allowance for loan losses | 1,838,000 | 1,819,000 | 1,821,000 | 1,681,000 |
| Securities available for sale | 12,489,000 | 12,444,000 | 12,582,000 | 10,647,000 |
| Securities held to maturity | 11,079,000 | 11,078,000 | 13,077,000 | 12,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,453,000 | 106,120,000 | 111,083,000 | 107,431,000 |
| Interest-bearing deposits | 95,512,000 | 93,351,000 | 98,622,000 | 94,391,000 |
| Noninterest-bearing deposits | 12,941,000 | 12,769,000 | 12,461,000 | 13,040,000 |
| Equity capital | 17,679,000 | 17,826,000 | 18,090,000 | 18,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,819,000 | 5,749,000 | 7,794,000 |
| Interest expense | 850,000 | 1,738,000 | 2,696,000 | 3,732,000 |
| Net interest income | 1,014,000 | 2,081,000 | 3,053,000 | 4,062,000 |
| Noninterest income | 380,000 | 838,000 | 1,246,000 | 1,641,000 |
| Noninterest expense | 904,000 | 1,825,000 | 2,734,000 | 3,620,000 |
| Provision for loan losses | 49,000 | 97,000 | 146,000 | 195,000 |
| Pretax income | 441,000 | 997,000 | 1,419,000 | 1,888,000 |
| Income tax | 133,000 | 307,000 | 420,000 | 559,000 |
| Net income | 308,000 | 690,000 | 999,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,275,000 | 13,449,000 | 13,619,000 | 13,769,000 |
| Total capital | 14,459,000 | 14,638,000 | 14,864,000 | 15,016,000 |
| Risk-weighted assets | 94,099,000 | 94,415,000 | 98,939,000 | 99,244,000 |