Call reports 2004
SIMMONS FIRST BANK OF SEARCY — 2004
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 121,423,000 | 122,247,000 | 126,060,000 | 125,842,000 |
| Total loans | 82,149,000 | 84,100,000 | 89,562,000 | 89,266,000 |
| Allowance for loan losses | 1,784,000 | 1,755,000 | 1,764,000 | 1,686,000 |
| Securities available for sale | 17,857,000 | 15,012,000 | 14,232,000 | 14,167,000 |
| Securities held to maturity | 6,541,000 | 8,613,000 | 8,801,000 | 8,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,945,000 | 92,995,000 | 96,209,000 | 99,200,000 |
| Interest-bearing deposits | 84,333,000 | 83,640,000 | 86,563,000 | 89,252,000 |
| Noninterest-bearing deposits | 10,612,000 | 9,355,000 | 9,646,000 | 9,948,000 |
| Equity capital | 16,513,000 | 16,469,000 | 16,765,000 | 16,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,928,000 | 4,427,000 | 5,984,000 |
| Interest expense | 443,000 | 867,000 | 1,318,000 | 1,800,000 |
| Net interest income | 1,006,000 | 2,061,000 | 3,109,000 | 4,184,000 |
| Noninterest income | 314,000 | 689,000 | 1,042,000 | 1,430,000 |
| Noninterest expense | 885,000 | 1,746,000 | 2,637,000 | 3,545,000 |
| Provision for loan losses | 50,000 | 101,000 | 151,000 | 201,000 |
| Pretax income | 385,000 | 903,000 | 1,363,000 | 1,868,000 |
| Income tax | 128,000 | 306,000 | 448,000 | 615,000 |
| Net income | 257,000 | 597,000 | 915,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,875,000 | 12,046,000 | 12,207,000 | 12,378,000 |
| Total capital | 12,837,000 | 13,047,000 | 13,259,000 | 13,422,000 |
| Risk-weighted assets | 76,196,000 | 79,301,000 | 83,444,000 | 82,907,000 |