Call reports 2003
SIMMONS FIRST BANK OF SEARCY — 2003
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 117,388,000 | 117,156,000 | 119,861,000 | 118,496,000 |
| Total loans | 76,462,000 | 76,669,000 | 78,365,000 | 79,361,000 |
| Allowance for loan losses | 1,857,000 | 1,831,000 | 1,716,000 | 1,747,000 |
| Securities available for sale | 12,152,000 | 16,650,000 | 19,574,000 | 16,109,000 |
| Securities held to maturity | 7,567,000 | 6,224,000 | 3,270,000 | 5,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,168,000 | 89,626,000 | 93,211,000 | 92,211,000 |
| Interest-bearing deposits | 79,839,000 | 79,980,000 | 83,632,000 | 83,138,000 |
| Noninterest-bearing deposits | 10,329,000 | 9,646,000 | 9,579,000 | 9,073,000 |
| Equity capital | 16,139,000 | 16,206,000 | 16,267,000 | 16,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,906,000 | 4,362,000 | 5,846,000 |
| Interest expense | 566,000 | 1,113,000 | 1,615,000 | 2,085,000 |
| Net interest income | 876,000 | 1,793,000 | 2,747,000 | 3,761,000 |
| Noninterest income | 229,000 | 475,000 | 727,000 | 977,000 |
| Noninterest expense | 800,000 | 1,709,000 | 2,544,000 | 3,402,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 230,000 | 409,000 | 705,000 | 1,036,000 |
| Income tax | 78,000 | 134,000 | 237,000 | 350,000 |
| Net income | 152,000 | 275,000 | 468,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,481,000 | 11,540,000 | 11,637,000 | 11,747,000 |
| Total capital | 12,391,000 | 12,443,000 | 12,568,000 | 12,686,000 |
| Risk-weighted assets | 72,112,000 | 71,284,000 | 73,715,000 | 74,378,000 |