Call reports 2002
SIMMONS FIRST BANK OF SEARCY — 2002
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,806,000 | 115,843,000 | 114,925,000 | 112,591,000 |
| Total loans | 72,179,000 | 69,743,000 | 68,752,000 | 72,003,000 |
| Allowance for loan losses | 1,920,000 | 2,061,000 | 2,062,000 | 1,978,000 |
| Securities available for sale | 16,571,000 | 14,167,000 | 14,537,000 | 10,851,000 |
| Securities held to maturity | 14,318,000 | 12,236,000 | 16,452,000 | 13,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,992,000 | 97,696,000 | 90,365,000 | 85,653,000 |
| Interest-bearing deposits | 88,947,000 | 88,949,000 | 80,535,000 | 77,043,000 |
| Noninterest-bearing deposits | 11,045,000 | 8,747,000 | 9,829,000 | 8,610,000 |
| Equity capital | 15,861,000 | 16,195,000 | 16,308,000 | 16,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,510,000 | 5,071,000 | 6,548,000 |
| Interest expense | 826,000 | 1,471,000 | 2,066,000 | 2,636,000 |
| Net interest income | 1,005,000 | 2,039,000 | 3,005,000 | 3,912,000 |
| Noninterest income | 235,000 | 490,000 | 734,000 | 963,000 |
| Noninterest expense | 782,000 | 1,514,000 | 2,346,000 | 3,212,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 233,000 | 565,000 | 718,000 | 763,000 |
| Income tax | 72,000 | 182,000 | 223,000 | 229,000 |
| Net income | 161,000 | 383,000 | 495,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,297,000 | 11,520,000 | 11,632,000 | 11,403,000 |
| Total capital | 12,174,000 | 12,373,000 | 12,474,000 | 12,267,000 |
| Risk-weighted assets | 69,162,000 | 67,063,000 | 65,988,000 | 68,011,000 |