Call reports 2001
SIMMONS FIRST BANK OF SEARCY — 2001
What SIMMONS FIRST BANK OF SEARCY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,053,000 | 133,730,000 | 135,090,000 | 127,476,000 |
| Total loans | 88,070,000 | 89,103,000 | 81,853,000 | 80,347,000 |
| Allowance for loan losses | 1,394,000 | 1,251,000 | 2,204,000 | 2,162,000 |
| Securities available for sale | 9,950,000 | 17,198,000 | 12,560,000 | 19,019,000 |
| Securities held to maturity | 15,581,000 | 14,239,000 | 18,132,000 | 15,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,377,000 | 108,287,000 | 113,101,000 | 101,709,000 |
| Interest-bearing deposits | 99,757,000 | 100,157,000 | 104,681,000 | 93,286,000 |
| Noninterest-bearing deposits | 7,620,000 | 8,129,000 | 8,420,000 | 8,423,000 |
| Equity capital | 14,683,000 | 14,861,000 | 14,156,000 | 15,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,799,000 | 7,108,000 | 9,173,000 |
| Interest expense | 1,423,000 | 2,738,000 | 4,078,000 | 5,204,000 |
| Net interest income | 962,000 | 2,061,000 | 3,030,000 | 3,969,000 |
| Noninterest income | 239,000 | 531,000 | 778,000 | 1,001,000 |
| Noninterest expense | 807,000 | 1,651,000 | 2,600,000 | 3,480,000 |
| Provision for loan losses | 75,000 | 180,000 | 1,700,000 | 2,475,000 |
| Pretax income | 319,000 | 761,000 | -492,000 | -985,000 |
| Income tax | 104,000 | 255,000 | -256,000 | -449,000 |
| Net income | 215,000 | 506,000 | -236,000 | -536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,707,000 | 9,962,000 | 9,327,000 | 11,136,000 |
| Total capital | 10,709,000 | 10,991,000 | 10,299,000 | 12,086,000 |
| Risk-weighted assets | 79,996,000 | 82,133,000 | 76,524,000 | 74,793,000 |