Call report 2025Q4
WESTERN NATIONAL BANK — 2025Q4
The 22 measures WESTERN NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,628,000 | USD | evidence → |
| Total loans | 199,669,000 | USD | evidence → |
| Allowance for loan losses | 2,339,000 | USD | evidence → |
| Securities available for sale | 18,922,000 | USD | evidence → |
| Securities held to maturity | 687,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,523,000 | USD | evidence → |
| Interest-bearing deposits | 184,409,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,114,000 | USD | evidence → |
| Equity capital | 23,728,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,552,000 | USD | evidence → |
| Interest expense | 4,604,000 | USD | evidence → |
| Net interest income | 8,948,000 | USD | evidence → |
| Noninterest income | 501,000 | USD | evidence → |
| Noninterest expense | 6,245,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 3,104,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 3,032,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,727,000 | USD | evidence → |
| Total capital | 25,066,000 | USD | evidence → |
| Risk-weighted assets | 191,667,000 | USD | evidence → |