Call reports 2023
WESTERN NATIONAL BANK — 2023
What WESTERN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,432,000 | 235,750,000 | 237,508,000 | 244,189,000 |
| Total loans | 166,749,000 | 170,698,000 | 171,890,000 | 181,706,000 |
| Allowance for loan losses | 2,050,000 | 2,050,000 | 2,043,000 | 2,043,000 |
| Securities available for sale | 28,685,000 | 28,568,000 | 27,971,000 | 28,667,000 |
| Securities held to maturity | 4,727,000 | 3,730,000 | 3,733,000 | 3,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,167,000 | 207,585,000 | 201,111,000 | 210,599,000 |
| Interest-bearing deposits | 168,590,000 | 169,305,000 | 166,960,000 | 169,630,000 |
| Noninterest-bearing deposits | 43,577,000 | 38,280,000 | 34,151,000 | 40,969,000 |
| Equity capital | 20,153,000 | 19,990,000 | 19,966,000 | 21,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,920,000 | 7,663,000 | 10,432,000 |
| Interest expense | 472,000 | 1,148,000 | 2,041,000 | 3,021,000 |
| Net interest income | 1,904,000 | 3,772,000 | 5,622,000 | 7,411,000 |
| Noninterest income | 352,000 | 521,000 | 673,000 | 783,000 |
| Noninterest expense | 1,471,000 | 2,959,000 | 4,454,000 | 5,994,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 585,000 | 1,134,000 | 1,641,000 | 2,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,134,000 | 1,641,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,331,000 | 20,298,000 | 20,814,000 | 20,881,000 |
| Total capital | 22,381,000 | 22,348,000 | 22,857,000 | 22,924,000 |
| Risk-weighted assets | 167,765,000 | 171,844,000 | 168,107,000 | 177,738,000 |