Call reports 2018
WESTERN NATIONAL BANK — 2018
What WESTERN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,530,000 | 128,135,000 | 131,439,000 | 132,152,000 |
| Total loans | 105,456,000 | 109,223,000 | 112,010,000 | 110,820,000 |
| Allowance for loan losses | 1,062,000 | 1,265,000 | 1,367,000 | 1,365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 485,000 | 485,000 | 485,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,763,000 | 104,919,000 | 106,265,000 | 109,098,000 |
| Interest-bearing deposits | 96,957,000 | 93,768,000 | 97,081,000 | 97,099,000 |
| Noninterest-bearing deposits | 12,806,000 | 11,151,000 | 9,184,000 | 11,999,000 |
| Equity capital | 14,516,000 | 13,939,000 | 14,247,000 | 14,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,701,000 | 4,193,000 | 5,709,000 |
| Interest expense | 297,000 | 598,000 | 977,000 | 1,388,000 |
| Net interest income | 1,017,000 | 2,103,000 | 3,216,000 | 4,321,000 |
| Noninterest income | 58,000 | 122,000 | 192,000 | 290,000 |
| Noninterest expense | 622,000 | 1,243,000 | 1,863,000 | 2,567,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 300,000 |
| Pretax income | 453,000 | 782,000 | 1,245,000 | 1,744,000 |
| Income tax | 14,000 | 22,000 | 30,000 | 38,000 |
| Net income | 439,000 | 760,000 | 1,215,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,886,000 | 11,314,000 | 11,627,000 | 11,722,000 |
| Total capital | 12,948,000 | 12,574,000 | 12,939,000 | 13,028,000 |
| Risk-weighted assets | 98,882,000 | 100,873,000 | 104,931,000 | 104,494,000 |