Call reports 2017
WESTERN NATIONAL BANK — 2017
What WESTERN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,521,000 | 86,493,000 | 128,619,000 | 128,638,000 |
| Total loans | 66,214,000 | 71,605,000 | 108,923,000 | 107,125,000 |
| Allowance for loan losses | 804,000 | 804,000 | 919,000 | 1,053,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 766,000 | 828,000 | 525,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,438,000 | 70,611,000 | 104,571,000 | 104,968,000 |
| Interest-bearing deposits | 64,438,000 | 63,986,000 | 93,968,000 | 93,795,000 |
| Noninterest-bearing deposits | 7,000,000 | 6,625,000 | 10,603,000 | 11,173,000 |
| Equity capital | 8,890,000 | 9,095,000 | 14,086,000 | 14,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,690,000 | 3,103,000 | 4,534,000 |
| Interest expense | 184,000 | 375,000 | 674,000 | 973,000 |
| Net interest income | 636,000 | 1,315,000 | 2,429,000 | 3,561,000 |
| Noninterest income | 21,000 | 79,000 | 143,000 | 240,000 |
| Noninterest expense | 418,000 | 833,000 | 1,417,000 | 2,201,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 150,000 |
| Pretax income | 239,000 | 561,000 | 1,055,000 | 1,450,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 31,000 |
| Net income | 231,000 | 546,000 | 1,032,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,250,000 | 7,457,000 | 11,497,000 | 11,493,000 |
| Total capital | 8,009,000 | 8,261,000 | 12,416,000 | 12,546,000 |
| Risk-weighted assets | 60,729,000 | 66,044,000 | 102,988,000 | 101,607,000 |