Call reports 2010
WESTERN NATIONAL BANK — 2010
What WESTERN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,653,000 | 18,991,000 | 20,708,000 | 22,527,000 |
| Total loans | 12,650,000 | 13,961,000 | 15,962,000 | 17,332,000 |
| Allowance for loan losses | 164,000 | 175,000 | 194,000 | 216,000 |
| Securities available for sale | 157,000 | 157,000 | 159,000 | 158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,338,000 | 13,668,000 | 15,354,000 | 17,141,000 |
| Interest-bearing deposits | 10,917,000 | 12,504,000 | 14,277,000 | 15,885,000 |
| Noninterest-bearing deposits | 1,421,000 | 1,164,000 | 1,077,000 | 1,256,000 |
| Equity capital | 3,297,000 | 3,298,000 | 3,324,000 | 3,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 389,000 | 619,000 | 876,000 |
| Interest expense | 62,000 | 134,000 | 216,000 | 305,000 |
| Net interest income | 117,000 | 255,000 | 403,000 | 571,000 |
| Noninterest income | 6,000 | 11,000 | 36,000 | 74,000 |
| Noninterest expense | 132,000 | 263,000 | 391,000 | 535,000 |
| Provision for loan losses | 18,000 | 29,000 | 48,000 | 76,000 |
| Pretax income | -27,000 | -26,000 | 0 | 34,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -26,000 | 0 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,331,000 | 2,335,000 | 2,361,000 | 2,400,000 |
| Total capital | 2,479,000 | 2,499,000 | 2,546,000 | 2,610,000 |
| Risk-weighted assets | 11,848,000 | 13,101,000 | 14,822,000 | 16,838,000 |