Call reports 2002
WESTERN NATIONAL BANK — 2002
What WESTERN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 6,056,000 | 5,712,000 | 5,633,000 | 5,709,000 |
| Total loans | 3,294,000 | 3,725,000 | 3,799,000 | 4,076,000 |
| Allowance for loan losses | 47,000 | 47,000 | 48,000 | 48,000 |
| Securities available for sale | 1,336,000 | 1,193,000 | 1,190,000 | 1,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,349,000 | 5,003,000 | 4,906,000 | 4,989,000 |
| Interest-bearing deposits | 4,597,000 | 4,421,000 | 4,311,000 | 4,313,000 |
| Noninterest-bearing deposits | 752,000 | 582,000 | 595,000 | 676,000 |
| Equity capital | 674,000 | 687,000 | 700,000 | 694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 87,000 | 178,000 | 268,000 | 359,000 |
| Interest expense | 32,000 | 62,000 | 88,000 | 115,000 |
| Net interest income | 55,000 | 116,000 | 180,000 | 244,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 21,000 |
| Noninterest expense | 49,000 | 102,000 | 148,000 | 202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 24,000 | 48,000 | 63,000 |
| Income tax | 4,000 | 7,000 | 17,000 | 23,000 |
| Net income | 7,000 | 17,000 | 31,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 657,000 | 667,000 | 681,000 | 682,000 |
| Total capital | 700,000 | 714,000 | 729,000 | 730,000 |
| Risk-weighted assets | 3,428,000 | 3,766,000 | 3,825,000 | 4,087,000 |