Call reports 2001
WESTERN NATIONAL BANK — 2001
What WESTERN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,299,000 | 6,190,000 | 6,031,000 | 5,904,000 |
| Total loans | 3,717,000 | 3,567,000 | 3,316,000 | 3,389,000 |
| Allowance for loan losses | 48,000 | 41,000 | 43,000 | 46,000 |
| Securities available for sale | 1,537,000 | 1,435,000 | 1,258,000 | 1,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,615,000 | 5,494,000 | 5,308,000 | 5,188,000 |
| Interest-bearing deposits | 4,987,000 | 4,920,000 | 4,674,000 | 4,495,000 |
| Noninterest-bearing deposits | 628,000 | 574,000 | 634,000 | 693,000 |
| Equity capital | 652,000 | 655,000 | 677,000 | 677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 227,000 | 331,000 | 427,000 |
| Interest expense | 62,000 | 120,000 | 170,000 | 213,000 |
| Net interest income | 54,000 | 107,000 | 161,000 | 214,000 |
| Noninterest income | 5,000 | 10,000 | 15,000 | 21,000 |
| Noninterest expense | 48,000 | 96,000 | 143,000 | 192,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 9,000 |
| Pretax income | 8,000 | 15,000 | 26,000 | 34,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 5,000 | 9,000 | 16,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 634,000 | 631,000 | 645,000 | 650,000 |
| Total capital | 682,000 | 672,000 | 688,000 | 696,000 |
| Risk-weighted assets | 6,320,000 | 6,206,000 | 6,026,000 | 5,906,000 |