Call reports 2012
BANK OF TURTLE LAKE — 2012
What BANK OF TURTLE LAKE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,103,000 | 63,701,000 | 66,187,000 | 67,642,000 |
| Total loans | 31,637,000 | 32,199,000 | 32,584,000 | 32,201,000 |
| Allowance for loan losses | 434,000 | 432,000 | 435,000 | 436,000 |
| Securities available for sale | 24,475,000 | 21,430,000 | 21,930,000 | 20,934,000 |
| Securities held to maturity | 469,000 | 419,000 | 418,000 | 1,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,070,000 | 57,634,000 | 60,000,000 | 61,708,000 |
| Interest-bearing deposits | 47,493,000 | 45,889,000 | 47,007,000 | 46,833,000 |
| Noninterest-bearing deposits | 10,577,000 | 11,745,000 | 12,993,000 | 14,875,000 |
| Equity capital | 5,854,000 | 5,883,000 | 5,998,000 | 5,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,240,000 | 1,854,000 | 2,434,000 |
| Interest expense | 99,000 | 187,000 | 266,000 | 343,000 |
| Net interest income | 544,000 | 1,053,000 | 1,588,000 | 2,091,000 |
| Noninterest income | 70,000 | 140,000 | 216,000 | 297,000 |
| Noninterest expense | 472,000 | 972,000 | 1,439,000 | 1,989,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 20,000 |
| Pretax income | 198,000 | 276,000 | 434,000 | 469,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 8,000 |
| Net income | 196,000 | 273,000 | 429,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,701,000 | 5,612,000 | 5,669,000 | 5,551,000 |
| Total capital | 6,110,000 | 6,022,000 | 6,088,000 | 5,976,000 |
| Risk-weighted assets | 32,689,000 | 32,782,000 | 33,493,000 | 33,974,000 |