Call reports 2025
COMMUNITY BANK DELAWARE — 2025
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 396,380,000 | 425,444,000 | 428,105,000 | 430,146,000 |
| Total loans | 341,012,000 | 346,817,000 | 350,388,000 | 353,151,000 |
| Allowance for loan losses | 3,218,000 | 3,132,000 | 3,182,000 | 3,212,000 |
| Securities available for sale | 16,250,000 | 15,472,000 | 16,620,000 | 15,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,731,000 | 344,284,000 | 363,370,000 | 363,228,000 |
| Interest-bearing deposits | 266,478,000 | 284,481,000 | 301,382,000 | 307,390,000 |
| Noninterest-bearing deposits | 48,253,000 | 59,803,000 | 61,988,000 | 55,838,000 |
| Equity capital | 30,022,000 | 32,077,000 | 32,825,000 | 33,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,942,000 | 10,167,000 | 15,803,000 | 21,395,000 |
| Interest expense | 2,431,000 | 4,959,000 | 7,672,000 | 10,139,000 |
| Net interest income | 2,511,000 | 5,208,000 | 8,131,000 | 11,256,000 |
| Noninterest income | 188,000 | 377,000 | 593,000 | 786,000 |
| Noninterest expense | 2,059,000 | 4,350,000 | 6,736,000 | 9,152,000 |
| Provision for loan losses | 27,000 | 54,000 | 103,000 | 148,000 |
| Pretax income | 613,000 | 1,181,000 | 1,880,000 | 2,736,000 |
| Income tax | 152,000 | 293,000 | 466,000 | 617,000 |
| Net income | 461,000 | 888,000 | 1,414,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,637,000 | 34,741,000 | 35,134,000 | 35,706,000 |
| Total capital | 35,896,000 | 37,914,000 | 38,361,000 | 38,964,000 |
| Risk-weighted assets | 286,063,000 | 291,584,000 | 296,232,000 | 293,727,000 |