Call reports 2024
COMMUNITY BANK DELAWARE — 2024
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 359,339,000 | 369,938,000 | 372,749,000 | 391,069,000 |
| Total loans | 311,892,000 | 316,211,000 | 320,313,000 | 336,271,000 |
| Allowance for loan losses | 3,099,000 | 3,098,000 | 3,124,000 | 3,191,000 |
| Securities available for sale | 15,109,000 | 14,938,000 | 15,316,000 | 16,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,615,000 | 292,431,000 | 297,972,000 | 311,779,000 |
| Interest-bearing deposits | 237,878,000 | 241,624,000 | 244,386,000 | 263,132,000 |
| Noninterest-bearing deposits | 39,737,000 | 50,807,000 | 53,586,000 | 48,647,000 |
| Equity capital | 28,566,000 | 28,867,000 | 29,669,000 | 29,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,317,000 | 8,879,000 | 13,499,000 | 18,402,000 |
| Interest expense | 2,149,000 | 4,414,000 | 6,784,000 | 9,255,000 |
| Net interest income | 2,168,000 | 4,465,000 | 6,715,000 | 9,147,000 |
| Noninterest income | 196,000 | 337,000 | 629,000 | 892,000 |
| Noninterest expense | 1,916,000 | 3,854,000 | 5,798,000 | 7,797,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 92,000 |
| Pretax income | 448,000 | 948,000 | 1,519,000 | 2,148,000 |
| Income tax | 111,000 | 235,000 | 377,000 | 474,000 |
| Net income | 337,000 | 713,000 | 1,142,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,339,000 | 31,590,000 | 31,894,000 | 32,301,000 |
| Total capital | 34,477,000 | 34,727,000 | 35,059,000 | 35,533,000 |
| Risk-weighted assets | 265,731,000 | 268,248,000 | 269,607,000 | 281,214,000 |