Call reports 2023
COMMUNITY BANK DELAWARE — 2023
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 321,748,000 | 316,385,000 | 338,364,000 | 346,772,000 |
| Total loans | 267,820,000 | 271,854,000 | 284,081,000 | 299,156,000 |
| Allowance for loan losses | 2,909,000 | 2,950,000 | 3,007,000 | 3,099,000 |
| Securities available for sale | 16,362,000 | 15,778,000 | 14,835,000 | 15,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,907,000 | 278,155,000 | 276,306,000 | 281,180,000 |
| Interest-bearing deposits | 233,791,000 | 224,989,000 | 227,466,000 | 240,149,000 |
| Noninterest-bearing deposits | 46,116,000 | 53,166,000 | 48,840,000 | 41,031,000 |
| Equity capital | 27,826,000 | 27,969,000 | 27,729,000 | 28,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 7,085,000 | 10,835,000 | 14,940,000 |
| Interest expense | 776,000 | 1,810,000 | 3,096,000 | 4,790,000 |
| Net interest income | 2,670,000 | 5,275,000 | 7,739,000 | 10,150,000 |
| Noninterest income | 120,000 | 276,000 | 415,000 | 557,000 |
| Noninterest expense | 1,747,000 | 3,581,000 | 5,397,000 | 7,298,000 |
| Provision for loan losses | 56,000 | 96,000 | 153,000 | 244,000 |
| Pretax income | 987,000 | 1,874,000 | 2,604,000 | 3,165,000 |
| Income tax | 248,000 | 468,000 | 649,000 | 727,000 |
| Net income | 739,000 | 1,406,000 | 1,955,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,304,000 | 30,720,000 | 31,019,000 | 31,252,000 |
| Total capital | 33,253,000 | 33,710,000 | 34,066,000 | 34,390,000 |
| Risk-weighted assets | 238,063,000 | 239,394,000 | 246,427,000 | 256,520,000 |