Call reports 2021
COMMUNITY BANK DELAWARE — 2021
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 252,109,000 | 278,966,000 | 284,523,000 | 288,113,000 |
| Total loans | 207,532,000 | 212,450,000 | 213,565,000 | 220,754,000 |
| Allowance for loan losses | 2,182,000 | 2,205,000 | 2,223,000 | 2,338,000 |
| Securities available for sale | 8,148,000 | 10,035,000 | 16,779,000 | 16,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,704,000 | 238,424,000 | 243,683,000 | 249,953,000 |
| Interest-bearing deposits | 168,187,000 | 182,549,000 | 188,013,000 | 197,650,000 |
| Noninterest-bearing deposits | 43,517,000 | 55,875,000 | 55,670,000 | 52,303,000 |
| Equity capital | 24,219,000 | 24,690,000 | 25,061,000 | 25,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,620,000 | 7,049,000 | 9,492,000 |
| Interest expense | 301,000 | 554,000 | 804,000 | 1,060,000 |
| Net interest income | 2,013,000 | 4,066,000 | 6,245,000 | 8,432,000 |
| Noninterest income | 449,000 | 716,000 | 929,000 | 1,265,000 |
| Noninterest expense | 1,425,000 | 2,923,000 | 4,465,000 | 6,067,000 |
| Provision for loan losses | 44,000 | 67,000 | 85,000 | 200,000 |
| Pretax income | 993,000 | 1,792,000 | 2,624,000 | 3,430,000 |
| Income tax | 246,000 | 444,000 | 650,000 | 835,000 |
| Net income | 747,000 | 1,348,000 | 1,974,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,204,000 | 24,635,000 | 25,035,000 | 25,430,000 |
| Total capital | 26,373,000 | 26,840,000 | 27,258,000 | 27,768,000 |
| Risk-weighted assets | 173,543,000 | 184,230,000 | 184,335,000 | 196,947,000 |