Call reports 2020
COMMUNITY BANK DELAWARE — 2020
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 232,587,000 | 251,689,000 | 244,454,000 | 243,443,000 |
| Total loans | 193,175,000 | 201,907,000 | 195,927,000 | 204,115,000 |
| Allowance for loan losses | 1,995,000 | 2,036,000 | 2,081,000 | 2,135,000 |
| Securities available for sale | 9,146,000 | 9,038,000 | 8,131,000 | 8,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,108,000 | 200,145,000 | 194,556,000 | 198,542,000 |
| Interest-bearing deposits | 151,803,000 | 159,828,000 | 155,581,000 | 160,802,000 |
| Noninterest-bearing deposits | 26,305,000 | 40,317,000 | 38,975,000 | 37,740,000 |
| Equity capital | 22,485,000 | 22,904,000 | 23,396,000 | 23,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,734,000 | 7,102,000 | 9,502,000 |
| Interest expense | 700,000 | 1,302,000 | 1,789,000 | 2,243,000 |
| Net interest income | 1,676,000 | 3,432,000 | 5,313,000 | 7,259,000 |
| Noninterest income | 124,000 | 415,000 | 837,000 | 1,184,000 |
| Noninterest expense | 1,329,000 | 2,693,000 | 4,117,000 | 5,587,000 |
| Provision for loan losses | 36,000 | 83,000 | 126,000 | 180,000 |
| Pretax income | 440,000 | 1,076,000 | 1,912,000 | 2,681,000 |
| Income tax | 109,000 | 267,000 | 474,000 | 653,000 |
| Net income | 331,000 | 809,000 | 1,438,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,477,000 | 22,784,000 | 23,244,000 | 23,626,000 |
| Total capital | 24,472,000 | 24,820,000 | 25,307,000 | 25,743,000 |
| Risk-weighted assets | 170,978,000 | 169,439,000 | 165,034,000 | 169,370,000 |