Call reports 2019
COMMUNITY BANK DELAWARE — 2019
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 203,189,000 | 204,681,000 | 202,775,000 | 214,519,000 |
| Total loans | 175,739,000 | 182,579,000 | 176,364,000 | 188,942,000 |
| Allowance for loan losses | 2,001,000 | 1,966,000 | 1,958,000 | 1,959,000 |
| Securities available for sale | 6,557,000 | 8,550,000 | 9,458,000 | 9,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,529,000 | 157,889,000 | 160,665,000 | 174,332,000 |
| Interest-bearing deposits | 130,595,000 | 128,492,000 | 134,859,000 | 146,797,000 |
| Noninterest-bearing deposits | 22,934,000 | 29,398,000 | 25,806,000 | 27,535,000 |
| Equity capital | 19,868,000 | 20,041,000 | 20,282,000 | 20,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,521,000 | 6,812,000 | 9,162,000 |
| Interest expense | 694,000 | 1,439,000 | 2,168,000 | 2,891,000 |
| Net interest income | 1,533,000 | 3,082,000 | 4,644,000 | 6,271,000 |
| Noninterest income | 129,000 | 234,000 | 386,000 | 558,000 |
| Noninterest expense | 1,234,000 | 2,571,000 | 3,788,000 | 5,192,000 |
| Provision for loan losses | 0 | -31,000 | -32,000 | -32,000 |
| Pretax income | 428,000 | 777,000 | 1,274,000 | 1,671,000 |
| Income tax | 106,000 | 193,000 | 316,000 | 406,000 |
| Net income | 322,000 | 584,000 | 958,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,887,000 | 19,995,000 | 20,214,000 | 20,366,000 |
| Total capital | 21,790,000 | 21,946,000 | 22,141,000 | 22,325,000 |
| Risk-weighted assets | 152,113,000 | 156,088,000 | 154,107,000 | 162,426,000 |