Call reports 2018
COMMUNITY BANK DELAWARE — 2018
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 193,073,000 | 193,990,000 | 197,989,000 | 202,249,000 |
| Total loans | 169,565,000 | 177,451,000 | 179,265,000 | 178,116,000 |
| Allowance for loan losses | 1,970,000 | 2,011,000 | 2,016,000 | 2,001,000 |
| Securities available for sale | 7,057,000 | 6,542,000 | 6,428,000 | 6,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,587,000 | 138,864,000 | 140,957,000 | 149,849,000 |
| Interest-bearing deposits | 116,929,000 | 114,619,000 | 119,419,000 | 126,256,000 |
| Noninterest-bearing deposits | 19,658,000 | 24,245,000 | 21,538,000 | 23,593,000 |
| Equity capital | 18,867,000 | 19,107,000 | 19,337,000 | 19,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 4,119,000 | 6,322,000 | 8,555,000 |
| Interest expense | 474,000 | 998,000 | 1,564,000 | 2,206,000 |
| Net interest income | 1,521,000 | 3,121,000 | 4,758,000 | 6,349,000 |
| Noninterest income | 75,000 | 182,000 | 308,000 | 395,000 |
| Noninterest expense | 1,116,000 | 2,258,000 | 3,432,000 | 4,624,000 |
| Provision for loan losses | 45,000 | 85,000 | 90,000 | 60,000 |
| Pretax income | 435,000 | 960,000 | 1,524,000 | 2,032,000 |
| Income tax | 108,000 | 238,000 | 378,000 | 485,000 |
| Net income | 327,000 | 722,000 | 1,146,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,008,000 | 19,248,000 | 19,517,000 | 19,720,000 |
| Total capital | 20,848,000 | 21,152,000 | 21,438,000 | 21,641,000 |
| Risk-weighted assets | 147,089,000 | 152,242,000 | 153,596,000 | 153,602,000 |