Call reports 2017
COMMUNITY BANK DELAWARE — 2017
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,297,000 | 178,292,000 | 178,907,000 | 184,803,000 |
| Total loans | 154,524,000 | 158,055,000 | 161,151,000 | 164,332,000 |
| Allowance for loan losses | 1,849,000 | 1,890,000 | 1,923,000 | 1,924,000 |
| Securities available for sale | 8,346,000 | 8,208,000 | 7,072,000 | 6,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,853,000 | 137,842,000 | 133,713,000 | 132,453,000 |
| Interest-bearing deposits | 111,413,000 | 110,873,000 | 111,765,000 | 110,880,000 |
| Noninterest-bearing deposits | 23,440,000 | 26,969,000 | 21,948,000 | 21,573,000 |
| Equity capital | 18,536,000 | 18,798,000 | 19,041,000 | 18,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,607,000 | 5,698,000 | 7,648,000 |
| Interest expense | 311,000 | 627,000 | 964,000 | 1,359,000 |
| Net interest income | 1,448,000 | 2,980,000 | 4,734,000 | 6,289,000 |
| Noninterest income | 72,000 | 138,000 | 178,000 | 213,000 |
| Noninterest expense | 994,000 | 2,011,000 | 3,137,000 | 4,194,000 |
| Provision for loan losses | 50,000 | 89,000 | 129,000 | 129,000 |
| Pretax income | 481,000 | 1,023,000 | 1,651,000 | 2,184,000 |
| Income tax | 171,000 | 363,000 | 586,000 | 979,000 |
| Net income | 310,000 | 660,000 | 1,065,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,604,000 | 18,797,000 | 19,045,000 | 18,836,000 |
| Total capital | 20,273,000 | 20,495,000 | 20,773,000 | 20,614,000 |
| Risk-weighted assets | 133,300,000 | 135,654,000 | 138,056,000 | 142,095,000 |