Call reports 2016
COMMUNITY BANK DELAWARE — 2016
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 161,042,000 | 161,688,000 | 168,385,000 | 173,993,000 |
| Total loans | 137,512,000 | 140,185,000 | 146,843,000 | 151,176,000 |
| Allowance for loan losses | 1,777,000 | 1,786,000 | 1,797,000 | 1,798,000 |
| Securities available for sale | 12,254,000 | 11,022,000 | 10,756,000 | 10,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,884,000 | 124,747,000 | 128,802,000 | 133,322,000 |
| Interest-bearing deposits | 106,473,000 | 103,008,000 | 108,766,000 | 111,666,000 |
| Noninterest-bearing deposits | 16,411,000 | 21,739,000 | 20,036,000 | 21,656,000 |
| Equity capital | 17,813,000 | 18,152,000 | 18,300,000 | 18,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,310,000 | 5,038,000 | 6,845,000 |
| Interest expense | 276,000 | 553,000 | 831,000 | 1,135,000 |
| Net interest income | 1,377,000 | 2,757,000 | 4,207,000 | 5,710,000 |
| Noninterest income | 98,000 | 199,000 | 290,000 | 398,000 |
| Noninterest expense | 1,050,000 | 2,039,000 | 3,049,000 | 4,138,000 |
| Provision for loan losses | 9,000 | 24,000 | 34,000 | 34,000 |
| Pretax income | 416,000 | 893,000 | 1,411,000 | 1,930,000 |
| Income tax | 145,000 | 313,000 | 496,000 | 686,000 |
| Net income | 271,000 | 580,000 | 915,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,744,000 | 18,033,000 | 18,212,000 | 18,424,000 |
| Total capital | 19,292,000 | 19,601,000 | 19,812,000 | 20,054,000 |
| Risk-weighted assets | 123,620,000 | 125,235,000 | 127,813,000 | 130,210,000 |