Call reports 2015
COMMUNITY BANK DELAWARE — 2015
What COMMUNITY BANK DELAWARE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,413,000 | 161,622,000 | 163,279,000 | 161,728,000 |
| Total loans | 134,084,000 | 136,250,000 | 138,274,000 | 133,251,000 |
| Allowance for loan losses | 1,755,000 | 1,794,000 | 1,776,000 | 1,754,000 |
| Securities available for sale | 13,179,000 | 12,685,000 | 12,644,000 | 12,231,000 |
| Securities held to maturity | 527,000 | 527,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,509,000 | 118,797,000 | 122,874,000 | 121,788,000 |
| Interest-bearing deposits | 102,160,000 | 99,418,000 | 102,097,000 | 104,544,000 |
| Noninterest-bearing deposits | 14,349,000 | 19,379,000 | 20,777,000 | 17,244,000 |
| Equity capital | 21,816,000 | 21,718,000 | 21,921,000 | 22,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,306,000 | 5,021,000 | 6,734,000 |
| Interest expense | 295,000 | 589,000 | 884,000 | 1,170,000 |
| Net interest income | 1,349,000 | 2,717,000 | 4,137,000 | 5,564,000 |
| Noninterest income | 67,000 | 116,000 | 123,000 | 181,000 |
| Noninterest expense | 970,000 | 2,005,000 | 3,036,000 | 4,067,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 0 |
| Pretax income | 416,000 | 791,000 | 1,231,000 | 1,710,000 |
| Income tax | 141,000 | 268,000 | 443,000 | 587,000 |
| Net income | 275,000 | 523,000 | 788,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,875,000 | 21,896,000 | 21,981,000 | 22,157,000 |
| Total capital | 23,453,000 | 23,505,000 | 23,596,000 | 23,697,000 |
| Risk-weighted assets | 126,085,000 | 128,569,000 | 129,023,000 | 123,022,000 |